The Cost of Living in Basking Ridge vs. Bridgewater: What You Need to Know Before You Move

🏡 Two Great Towns, Two Distinct Lifestyles

If you’re planning a move to Somerset County, chances are Basking Ridge and Bridgewater are both on your shortlist — and for good reason.

These two communities offer top-rated schools, convenient commutes, and beautiful neighborhoods, but when it comes to the cost of living, there are some key differences that can help you decide which town is the best fit for your budget and lifestyle.

At Klug Realty Group, we’ve helped hundreds of buyers make the move between these two popular towns — and here’s what you should know before you decide.

🏠 1️⃣ Housing Costs: The Biggest Factor

For most buyers, home prices are the main driver of the cost of living.

Basking Ridge (part of Bernards Township) tends to have higher average home prices due to its nationally ranked school system, historic charm, and established neighborhoods.

• 🏘️ Median home price: Around $850,000–$950,000

• 🏡 Typical home: 4-bedroom colonial, 2,800–3,500 sq. ft.

• 🌳 Neighborhood vibe: Mature trees, walkable downtown, upscale suburban feel

Bridgewater, by comparison, offers slightly more affordable housing while still providing excellent schools and easy access to major highways and shopping.

• 🏘️ Median home price: Around $650,000–$750,000

• 🏡 Typical home: 4-bedroom colonial or split-level, 2,400–3,000 sq. ft.

• 🌳 Neighborhood vibe: Family-friendly, commuter-friendly, more new construction

Klug Realty Group Insight:
Many buyers start looking in Basking Ridge for its prestige and end up loving Bridgewater’s value and location. Both markets hold value well, but Bridgewater offers more space for the price.

💡 2️⃣ Property Taxes: A Closer Look

Somerset County property taxes are among the highest in the state, but they directly reflect strong schools and town services.

Klug Realty Group Tip:
Even if Bridgewater’s taxes are slightly lower, always consider total monthly costs — including mortgage, utilities, and commuting — to see what fits best for your long-term plans.

🚗 3️⃣ Commute & Transportation

Both towns are commuter-friendly, but your travel priorities will determine which is better.

Basking Ridge:

• Access to NJ Transit’s Gladstone Line (direct to NYC)

• A quieter, more rural feel with less congestion

• Around 60–75 minutes to NYC by train

Bridgewater:

• Close to Raritan Valley Line (Somerville or Bridgewater stations)

• Immediate access to Routes 22, 202/206, 287, and 78

• Around 60 minutes to NYC by train or car

In short:
If you value walkability and a direct train line, Basking Ridge wins.
If you prefer quick highway access and convenience, Bridgewater takes the edge.

🛍️ 4️⃣ Daily Living: Shopping, Dining & Amenities

Both towns have excellent amenities, but they differ in style.

Basking Ridge offers:

• A charming downtown with boutiques, coffee shops, and local dining.

• A quieter, small-town vibe with community events and historic landmarks.

• Quick access to recreation areas like Lord Stirling Park and Great Swamp National Wildlife Refuge.

Bridgewater offers:

• Larger-scale shopping at Bridgewater Commons Mall.

• Big-box stores (Target, Costco, Home Depot) within minutes.

• More dining variety, from casual chains to local favorites.

Klug Realty Group Perspective:
Basking Ridge feels boutique and community-driven, while Bridgewater offers convenience and accessibility. It’s all about the lifestyle you prefer.

🏫 5️⃣ Schools & Education

Both towns have excellent public schools, but Basking Ridge is often ranked slightly higher at the state level.

• Bernards Township School District (Basking Ridge): Among the top 10 in NJ, known for academic excellence and strong extracurriculars.

• Bridgewater-Raritan Regional School District: Consistently rated highly, with great sports programs and diverse academic opportunities.

Klug Realty Group Tip:
Families often move to Bridgewater for value, then upgrade to Basking Ridge as their needs evolve. Both towns offer exceptional educational opportunities and stable home values as a result.

🌳 6️⃣ Lifestyle & Community Feel

• Basking Ridge: Quiet, elegant, historic — ideal for those seeking a peaceful suburban atmosphere with a touch of luxury.

• Bridgewater: Active, family-oriented, and convenient — perfect for commuters, families, and buyers looking for value without compromise.

At Klug Realty Group, we help buyers find not just a home, but a fit — the right blend of price, location, and lifestyle.

💬 Final Thoughts

Whether you’re drawn to Basking Ridge’s charm and prestige or Bridgewater’s value and convenience, both towns offer outstanding quality of life and long-term investment potential.

The key is understanding how each aligns with your goals, budget, and day-to-day needs.

At Klug Realty Group, we live and work in Somerset County — and we know these markets inside and out. From neighborhood nuances to property tax insights, we’ll guide you every step of the way so you can move with confidence.

📞 Thinking about moving to Basking Ridge or Bridgewater?
Contact Klug Realty Group today for a personalized cost-of-living analysis and curated home tour tailored to your needs.